A New

Start

Every January brings renewed optimism for change, for a better life, for a better you. This fresh start gives us a chance to reinvent our lives and ourselves.

It allows us to revitalize, to shed the baggage of the previous year and do anything. 

PRIORITIZE IN 2019

Everyone’s wants and needs vary, but the two terms could not be more different. A need is something we cannot live without…water, food, electricity, shelter, transportation, health insurance. In these times need internet to do homework, to do our jobs.  A want is something we would like to have. You want to go out to dinner to avoid cooking tonight. You want the new laptop when yours function is fine. 

Alright, alright, alright. We get it. But is a need really a want? This happens all the time and it confuses a lot of people. It misleads people to buying items that they wouldn’t if it was thought through. There’s nothing wrong with spending money on wants. Paying for wants is an important part of life. If life were only about working and paying bills, then life wouldn’t be much fun. According to A Simple Dollar, https://www.thesimpledollar.com, “The problem arises when people conflate their wants with their needs to the point where their spending stands in the way of their financial goals. When we spend money on wants without determining if they’re really a priority, we often shortchange ourselves in the areas of our lives that really matter – things like saving money for college, emergencies, retirement savings, and vacation.” 

A great way to saving money is alternatives! Try these trade offs when you’re about to spend: 

UNSUBSCRIBE

Do you have a subscription to magazines and montly gift boxes, but haven’t had time to enjoy? If you have used it, cut it!

DINE IN

We go out to eat weekly out of convenience. You will find you will cut your spending in half, by planning ahead and prepping your meals. Preparing in advance will cause less headache’s and save you time during your week.

REDUCE YOUR BILL

Are more TV channels worth it? Research less expensive packages with your cable provider or look for those hidden services you don’t use. Watch the saving add up!